Your Trusted Medicare Resource

Independent Insurance Agent located in Clearwater, servicing Pinellas County and all of Tampa Bay. Offering more carriers and better options. Giving you peace of mind.

As an Independent Agent, I offer multiple “A-rated’ carriers. I am not a “captive” agent, loyal to only one company. I am supported and backed by my partners, with over 60 years of combined service in the industry. I work for YOU, not the insurance company. You will never pay me a penny.

Everyone’s situation is different. Why call an agent who will only look at just one company. I give you ALL of the information needed to make an informed decision. I will help you choose a plan that best fits YOUR needs.

Hi my name is Mackey

I am licensed with the State of Florida Department of Insurance and Financial Services. My job is to help educate and advise individuals going onto Medicare for the first-time! Also, I service current Medicare Beneficiaries seeking help with their plan. Currently, I represent several of the most popular insurance carriers in the Tampa Bay Area, that offer Medicare plans. I want to meet ‘in-person’ in order to establish and build a lasting ‘long-term’ relationship for many years to come. I will be completely, as open and transparent as possible, in becoming YOUR BEST resource and #1 contact person for ALL of your health and life insurance needs.

Medicare can be complicated

Make Medicare Work For You

Knowing your rights, entitlements, and benefits is easy when you work with someone who knows you and cares. First, I start with a thorough ‘needs analysis’ in order to know your personal needs. Then, I will help advise you on the best solutions that fit YOUR unique situation. Everyone’s circumstance is different. This is why a ‘one size fits all’ approach will not have YOUR best interest in mind.

Take Advantage Of A Local Agent

Do NOT go at it alone… Whether that be online, or by calling a random ‘call-center’ that could be located in another state or country (who knows who, from God knows where). Why trust someone you will never see, or hear from ever again!? Someone, who will not have YOUR best interest at heart. Speak to a local “Independent” agent like ME. Someone you can trust and count on to be there, when you call.

Explaining Parts A & B

I specialize in helping you achieve Peace of Mind. We will go over the full “Medicare Checklist’ together, and discuss your options. You will know how Medicare works. I will verify your Medicare/Medicaid eligibility, including any extra benefits that are available to you. I want to make sure you are receiving EVERYTHING that you are entitled to. I will also advise you of your options concerning Parts C and D.

I Will Help You By…

Educating you on all the ‘ins and outs’ of Medicare. Explaining the “Special Election Periods” (SEP). These are ‘important’ dates to remember throughout the year, when you can change your plan. I will go over the “Late Enrollment Penalty” (LEP) and how to avoid it. I will help you search your doctor(s) and also look up all of your prescriptions to make sure they are covered by your plan.

The Most Benefits. The Best Value.

Medicare is constantly changing. New plans are added. Old plans are dropped. It is very important to stay up to date on these changes. There are certain times of the year, and specific events, when you can change your plan (SEP). Knowing about these “Special Election Periods” is critical. Having someone ‘in the know’ who you can trust is an invaluable resource. It is such a huge advantage having YOUR own personal agent to reach out to, when encountering an issue with your plan.

There are some Medicare Advantage Plans with a Part B “giveback” that will automatically add money back to your social security check every month. You might be surprised at how many beneficiaries don’t even know this. A lot of these plans also include dental, vision and hearing benefits. Some plans include prescription drug coverage (MAPD), free transportation, and monthly OTC benefits, such as vitamins, Motrin, Tylenol, toiletries. Be sure you are taking advantage of all of these benefits. The more knowledge you gain… The better for YOU.

Freedom & Flexibility

I believe it is paramount to develop a committed and genuine relationship that has a positive influence on the lives of my clients. I see so many people unaware of their options, and know very little about Medicare, in general. In most cases, they decide to sign-up online, at the last minute, either all on their own, or with just some random agent over the phone. Therefore, placing these important life decisions into the hands of someone, that they will never see or hear from again. That is why it is my goal to help you understand the power of having a dedicated local independent agent… One, who will advise you while having YOUR best interest at heart.

Services

I offer Medicare Supplemental Plans, Medicare Advantage Plans, Drug Plans, Medicaid Plans, & all other forms of Health Insurance, including the Health Marketplace (aka “Obamacare”). Also, I help clients with all of their Life Insurance & Final Expense needs, as well as, Dental, Vision, & Hospital Indemnity Plans. I work for YOU.